We have an expert in our company to cater for the needs of our clients in every area of Life & Disability Income Protection. Many people insured their material assets and omit the most important asset of all, their ability to earn an income. Members of a partnership or directors &/or shareholders in a company should insure each other, and have a buy/sell agreement so that in the event of the demise of one partner, funds are readily available to buy out the estate of the deceased partner. Companies can insure their employees income under "salary continuance plans" for remarkably modest premiums. This is for long term inability to work and is an excellent employee benefit. Some companies are often vulnerable in the event of the demise of a key person, whether he be shareholder or employee. Cover can be easily arranged under a "keyman" insurance cover for which premiums are fully deductible. Feel free to make an enquiry.